Q4 2025 Gift Card Rate Predictions: What to Expect This Holiday Season

As we enter Q4 2025, the holiday season brings unique opportunities and challenges.

Q4 Rate Predictions

November Forecast

Expected Trends:

• Early November: Stable rates
• Mid-November: Slight increase (Black Friday)
• Late November: Peak rates (Thanksgiving)

Predicted Rates:

• Steam: ₦1,350-1,400/$1 (+2-3%)
• iTunes: ₦1,450-1,520/$1 (+3-4%)
• Amazon: ₦600-660/$1 (+3-5%)

Trading Strategy: ✅ Stock up early November ✅ Trade high-value cards mid-month ✅ Maximize Thanksgiving week

December Forecast

Expected Trends:

• Early December: High rates continue
• Mid-December: Rates start declining
• Late December: Significant drop (-15-25%)

Critical Dates:

• Dec 1-15: Good trading period
• Dec 16-25: Avoid if possible
• Dec 26-31: Worst rates of year

Strategic Trading Calendar

October (Now)

• Build trading capital
• Establish relationships
• Research patterns

November

• Aggressive trading
• Peak opportunities
• Maximize volume

December

• Selective trading (early month)
• Hold cards (after Dec 15)
• Wait for January

Plan your Q4 strategy with CardPaix!